Frequent, reliable funding
Get reliable access to appropriate funding amounts at the right time. As your Amazon business grows, so does your available capital, with top-ups along the way.
When opportunity knocks on Amazon, our financing answers.
Transparent terms with bi-weekly repayments
Pay back the financing amount, plus a single fixed fee, in set bi-weekly installments that align with your Amazon disbursement schedule.
Fast, data-led decisions
Get capital in hours, not weeks, so you can seize every opportunity. Our technology helps us assess your business quickly and comprehensively, eliminating lengthy paperwork and drawn-out reviews.
No personal risk. We don't require you to sign a personal guarantee or take any ownership stake in your business.
A trusted growth partner. As the highest-rated provider of Amazon financing, backed by world-leading financial institutions, we've helped thousands of sellers scale their business.
Unrestricted cash. We send cash directly to your bank account to use as you see fit. Funds aren't tied to specific inventory orders.
Trusted by
Trusted by thousands of the world’s best businessesTrusted by 7,000+ of the world’s best businesses
Apply in minutes. Access capital in hours.
Apply now
01.
Tell us about your business. Once you've created an account, take a moment to share some details about your business.
02.
Securely connect your platforms. We analyse your performance using read-only data, then send you tailored financing offers.
03.
Select an offer. Once approved, we can send the funds to your bank in as little as 24 hours.
Are you eligible for financing?
Has 12+ months of trading
Date
14/3/2025
–5/7/2026
Presets
Month to date
Last month
Quarter to date
September 2025
MonTueWedThuFriSatSun
···1234
Is based in the US, UK or Australia
United States
United Kingdom
Australia
Makes more than $10,000 a month
Monthly Revenue
L30D$12,480.05
↑Above $10k
Operates in a supported industry
Gambling
Ecommerce
Retail & wholesale
Healthcare
Healthcare
Service businesses
Software & Saas
Gambling
Make funding your business a breathtakingly smooth experience. No, seriously.
01. Confirm your eligibility
Tell us about your business so we can confirm your eligibility.
$
Complete the form to get an estimate of how much you can access.
02. Submit an application
A focused, frictionless form. Share the essentials and move forward without delays.
03. Get approved for financing
A fast, definitive answer. Know your approved amount and unlock funding within the hour.
Frequently asked questions
Amazon Lending connects eligible sellers with third-party lenders through an invite-only offer inside Seller Central. Wayflyer works independently of Amazon's own program - you can apply directly, and funding is based on your overall sales performance rather than an Amazon-issued invite.
You'll need a track record of sales as an Amazon seller and consistent monthly revenue in good account standing. We review your actual sales data rather than requiring a high personal credit score or physical collateral.
No. We only run a soft credit check as part of the review process, so applying for financing won't affect your personal credit score.
Yes. You can repay early at any time with no early repayment penalties - the total amount you owe doesn't change if you pay it off ahead of schedule.
Most sellers receive funds within hours of accepting their offer, so you can restock or scale ad spend without losing momentum.